Insurance Agent Ava Stewart
STATE FARM® INSURANCE AGENT, MIRAMAR, FL

Ava Stewart

AD Stewart Ins and Fin Svc Inc

Would you like to get a quote?

Office Details:

Street Address:

11318 Miramar Parkway
Miramar, FL 33025-5805

Landmark:

SW Corner of Miramar Pkwy and Red Rd, Next to IHOP

Languages:

English
French
Haitian Creole

Office Hours (EST):

Mon-Fri: 9:00am-5:00pm
Evenings and Weekends
By Appointment

Phone:

Fax:

954-450-3307

Need help with a claim?

Start or track your claim online, or with the State Farm® mobile app.

Need to pay a bill?

Pay current insurance bills, manage notifications and set up future payments.

About Me:

  • Second Generation State Farm Agent
  • Long time resident of Miramar
  • Over 15 years of experience in the insurance industry
  • My team can assist you with your auto, homeowners, life
  • Out-of-state transfers
About Me Photo
#1 in customer satisfaction among life insurance providers 5 years in a row. For J.D. Power 2023 award information, visit jdpower.com/awards. State Farm Life Insurance Company (Not licensed in MA, NY, or WI). State Farm Life and Accident Assurance Company (licensed in NY and WI). Bloomington, IL.


Let us help you create a Personal Price Plan®

Everyone loves saving money. Customize a coverage plan that helps protect what’s important to you – family, things and your bottom line. From safe driving rewards, bundling options and discounts*, Ava Stewart can help you create a solution that’s right for you.

Prices are based on rating plans that may vary by state. Coverage options are selected by the customer, and availability and eligibility may vary.
*Customers may always choose to purchase only one policy, but the discount for two or more purchases of different lines of insurance will not then apply. Savings, discount names, percentages, availability and eligibility may vary by state.



Auto Insurance

Buckle up with State Farm, and get auto insurance in Miramar, FL that fits your needs. You’ve got plenty of options — from collision and comprehensive to rental and rideshare. If you need more than an auto policy for the family, we provide car insurance coverage for new drivers, business travelers, collectors, and more. Not to mention, State Farm is the largest auto insurance provider in the U.S.1 You could even save more by combining the purchase of auto and home policies.

Ava Stewart in Miramar, FL will help you get your Personal Price Plan for auto insurance. It’s fast and easy!

1. Ranking and data from S&P Global Market Intelligence, based on direct premiums written as of 2018.

Start your car insurance online quote. It’s fast and easy!



Motorcycle Insurance

Did you know State Farm has offered motorcycle insurance since 1962?  State Farm offers motorcycle insurance for 2 & 3 wheeled motorcycles, mopeds and scooters.  You get the same reliable service from the largest  auto insurance provider in the U.S.  From bodily injury and property damage to theft and emergency expenses, our motorcycle insurance offers more coverage options so you only need to add extra coverage if you need it. 

Work with Ava Stewart in Miramar, FL to customize your policy with coverages, discounts, and optional add-ons for your bike. Availability and eligibility may vary.

Start your motorcycle insurance quote today.



Recreational Vehicles

Do you enjoy the great outdoors with a motorhome, camping trailer, boat or off-road vehicle?  The world of recreational vehicles is almost as diverse as the list of recreational activities you might enjoy with them!  Recreational vehicles are built for adventure, but before you head out to hit the open road, water or trails make sure your toys have quality coverage with options designed with recreational vehicles specifically in mind.  Protect your most valued items wherever you roam.

Want more information? Ask Ava Stewart in Miramar, FL about a recreational vehicle insurance quote.

Call or email an agent for a recreational vehicle quote.



Homeowners Insurance

Protect your largest investment from unexpected events life may throw your way with State Farm® Homeowners Insurance in Miramar, FL. So, what’s covered?1 Your home insurance ensures you can repair or replace your home, as well as the items you value. Personal property is covered even if you're on vacation, running errands or holding items in storage. More homeowners choose State Farm as their home insurance company over any other insurer.2

Ava Stewart in Miramar, FL will help you get started after you complete a homeowners insurance online quote. It’s fast and easy!

1. Please refer to your actual policy for a complete list of covered property and covered losses.
2. Data provided by S&P Global Market Intelligence and State Farm Archive.

Start your homeowners insurance quote. It’s fast and easy!

StateFarm Ting

Protect your place from electrical fires

  • State Farm and Ting* can help you prevent electrical fires before they happen – for free.
  • Ting program only available to eligible Non-Tenant State Farm Homeowner policyholders.
Explore Ting

* The State Farm Ting program is currently unavailable in AK, DE, NC, SD and WY



Renters Insurance

Renters insurance, also known as apartment insurance, covers your personal property — like computers, TVs, electronics, bicycles, furniture, and clothing — both inside and away from your apartment or other home that you may rent. Renters’ insurance coverage1 even extends to personal property in your car. Renters insurance typically covers losses to your personal property caused by fire, smoke damage, sudden and accidental covered water damage, thefts, burglaries, vandalism or vehicle damage.

1. Please refer to your actual policy for a complete list of covered property and covered losses.

Start your renters insurance quote. It’s fast and easy!



Personal Articles

Do you have important treasures like collectibles, jewelry, sports equipment, and others? Your homeowners or renters insurance policy may limit coverage on some of your most valuable items. Make sure your valuables are protected with a Personal Articles Policy in Miramar, FL. A State Farm® Personal Articles Policy can even provide personal property coverage1 worldwide (perfect for vacations) in case of theft, accidental damage, or loss.

Want more information? Ask Ava Stewart in Miramar, FL about a personal property insurance quote.

1. Please refer to your actual policy for a complete list of covered property and covered losses.

Call or email an agent for a personal articles insurance quote.



Business Insurance

Whether your business is just starting, growing or maturing, State Farm will provide you with smart options for business insurance in Miramar, FL. Your insurance for business may include1 a business owners policy, commercial auto policy, individual health policy or even workers’ compensation. Like you, our agents are small business owners who know the importance of developing a plan for continued financial security. We know your business means everything to you. As it grows, make sure you have the right business insurance products for your business.

Work with Ava Stewart in Miramar, FL to get a small business insurance quote and choose what products are right for you.

1. Please refer to your actual policy for a complete list of covered property and covered losses.

Start your small business insurance quote today!



Life Insurance

Whether the death benefit helps your beneficiary pay housing costs, maintain a current standard of living, or helps pay for your children’s education, State Farm® life insurance helps your life's moments live on. Help secure the future of your family with a term, whole, or universal life policy. You have choices, and we have policies to fit nearly every need and budget.

By-the-way. If you thought you that you could not qualify for life insurance, Guaranteed Issue Final Expense is now available. The death benefit can help with final expenses, including funeral, burial costs, medical bills, cremation, or other debt.

Ava Stewart in Miramar, FL will help you get started after you complete a life insurance online quote.

Start your life insurance online quote. It’s fast and easy!



Health Insurance

As you experience changes in your life, your health insurance coverage should adjust as well. Let State Farm help you find the right policy for health insurance in Miramar, FL. We offer a variety of affordable supplemental health, Medicare supplement, or individual medical coverage plans. You may even protect your paycheck with disability insurance to help cover monthly expenses.

Work with Ava Stewart in Miramar, FL to get a health insurance quote and choose a plan designed to fit the needs of a family, individual, or senior citizen.

Start your hospital income online insurance quote.



Banking

StateFarm US Bank

Banking, your way. When, where, and how you want. When you're looking for help to achieve your financial goals, we want to be your first and best choice in Miramar, FL. Thanks to an alliance between U.S. Bank® and State Farm®, now, you'll be able to apply for U.S. Bank Checking, Savings, CDs, Retirement CDs, Credit Cards, Personal Loans and Business Banking products online or through your local State Farm agent.

Talk with Ava Stewart in Miramar, FL to get more information about available U.S. Bank banking products.

Call or email an agent for product information.



Pet Insurance

StateFarm Trupanion

When your pets need medical attention, the last thing you should worry about is cost. Unfortunately, many pet owners find themselves facing tough decisions about their dog or cat’s care. We’re here to help. State Farm works with Trupanion® – a leader in high-quality pet medical insurance – to make it easier for pet owners to care for their furry family members.

Want more information? Ask Ava Stewart in Miramar, FL about a pet medical insurance quote.

Start your pet medical insurance quote. It’s fast and easy!

About Me:

  • Second Generation State Farm Agent
  • Long time resident of Miramar
  • Over 15 years of experience in the insurance industry
  • My team can assist you with your auto, homeowners, life
  • Out-of-state transfers
About Me Photo

Our Mission:

My vision is to be able to provide employment opportunities while mentoring and helping people in my community I want residents of Miramar Hollywood Pembroke Pines West Park Cooper City Davie Pembroke Park Country Club Miami Gardens Hialeah and the surrounding area to have access to their insurance and financial services needs I want to help families insure against what can go wrong so they can invest in what can go right

Our Team:

Team Member Profile Photo Amanda Samuels
Amanda Samuels
Insurance Account Representative
Lic#: W755339
Hey there, Amanda here! I was raised in Jamaica before relocating to the United States to complete high school. After attending the University of Tampa in 2021, I began my insurance career. I joined Ava Stewart in 2025 and serve as an Account Representative ensuring customers receive excellent service and appropriate insurance coverage. I care deeply about ensuring families have the resources and knowledge to build lasting stability. I am an avid ocean enthusiast.
Team Member Profile Photo Steve Stewart
Steve Stewart
Commercial/Small Business Ins Rep
Lic#: A297863
I am born and raised in Spanish Town, Jamaica, but relocated to South Florida as a child. I started my insurance career in 1988 but joined Ava Stewart's team in 2021. In my spare time, you can most likely find me sitting down and enjoying a great book, or perhaps my favorite activity - watching my grandchildren drive their parents nuts! Looking forward to chatting with you soon.
Team Member Profile Photo Ann Caroscio
Ann Caroscio
Lic#: A260761
I am Ann! I joined the Ava Stewart State Farm family in February 2025. With over 23years of experience in insurance claims handling. I am thrilled to transition to the front end of the business where I can directly impact policyholder's lives. I am enthusiastic about my role at Ava Stewart's State Farm and look forward to helping policyholders navigate their insurance needs with confidence and clarity. My favorite pastimes are spent having quality time with family, friends and travelling.
Team Member Profile Photo Danielle Lee-Ziadie
Danielle Lee-Ziadie
Assistant Office Manager
Lic#: G111437
I joined Ava's Team in 2024, after 30 years of experience across a variety of industries. Since I started working with Ava, I have learned a lot about insurance and continue to grow and thrive under her tutelage. I focus on existing customer policy reviews, where I inform customers about the current risks we are facing in Florida, and present options to modernize their policies against those risks.
Team Member Profile Photo Darion Edmead
Darion Edmead
Account Representative
Lic#: G210455
Hello my name is Darion Edmead I serve as an Account Representative. My position here allows me to help individuals and families secure what matters most from health, home, life, or auto. I see this work as more than just policies and coverage; it is about being there for people during some of the most critical moments in their lives. That is a responsibility I take seriously. Everyone here is committed to helping one another grow and succeed translating directly into how we serve everyone.
Team Member Profile Photo Deatrah Lee-Scott
Deatrah Lee-Scott
Customer Service Representative
Lic#: W795098
Pleasure to meet you! My name is Deatrah, born in the beautiful island of Jamaica and started living in Florida since 2010. Enjoys nature and spending time with friends and family. Dived into the insurance world since 2019 and have since open my wings to learning about the variety of insurance needs. Catch me for your auto, home, and health needs!
Team Member Profile Photo Janice Ricketts
Janice Ricketts
Insurance Account Representative
Lic#: A220049
Janice here! I am originally from Jamaica, but been living in sunny Florida since the early 2000s. I started my insurance career in 2000, and with Ava Stewart and the team in 2021. I am currently licensed in Property and Casulaty. In my free time you will find me spending time with my three lovely granddaughters.
Team Member Profile Photo Jawon Adair
Jawon Adair
Insurance Account Representative
Lic#: G153683
Greetings! My name is Jawon, and I am an Insurance Account Representative for Ava Stewart - State Farm. I was born and raised in Chicago, Illinois. I've been living in Florida for four years and I enjoy spending time with my family and friends. Providing top service to our new and existing customers is what I strive to contribute for office each day.
Team Member Profile Photo Matthew Christie
Matthew Christie
Insurance Account Representative
Lic#: G128747
Hello, I am Matthew. I was born and raised in Miramar. I joined Ava Stewart team in 2024 shortly after college. In my free time, I love to socialize with my friends, keep up to date on new scientific breakthroughs and am an avid gamer. Figuring out on your own what insurance needs you have and how you can fulfill them is a difficult endeavor most of the time. I enjoy simplifying that process and providing the tools you need to achieve your insurance goals.
Team Member Profile Photo Shannon Bogle
Shannon Bogle
Customer Service Representative
Lic#: W940638
Shannon here! Born and raised in Jamaica then migrated to Florida in 2017. My journey here started in 2022. In my spare time I love to hang out with friends and family, binge watch my fav shows and read lots of romantic novels. Helping protect the people in my community is what I love to do, so give me a call and pull me for a chat.

Agent's Credentials and Licenses:

FL-L116362

Disclosures

Installment loans are offered by U.S. Bank National Association. Deposit products are offered by U.S. Bank National Association. Member FDIC.

The creditor and issuer of this credit card is U.S. Bank National Association, pursuant to a license from Visa U.S.A. Inc.

Life Insurance and annuities are issued by State Farm Life Insurance Company. (Not Licensed in MA, NY, and WI) State Farm Life and Accident Assurance Company (Licensed in New York and Wisconsin) Home Office, Bloomington, Illinois.

Pet insurance products are underwritten in the United States by American Pet Insurance Company and ZPIC Insurance Company, 6100-4th Ave. S, Seattle, WA 98108. Administered by Trupanion Managers USA, Inc. (CA license No. 0G22803, NPN 9588590). Terms and conditions apply, see full policy on Trupanion's website for details. State Farm Mutual Automobile Insurance Company, its subsidiaries and affiliates, neither offer nor are financially responsible for pet insurance products. State Farm is a separate entity and is not affiliated with Trupanion or American Pet Insurance. 

Pre-existing conditions: If you currently have a pet medical insurance policy, switching carriers or purchasing a new policy may affect certain provisions such as coverages for pre-existing conditions or deductibles already established under your current policy. Let your State Farm® agent know if your existing policy has provisions that might make it beneficial for you to keep. 

State Farm (including State Farm Mutual Automobile Insurance Company and its subsidiaries and affiliates) is not responsible for, and does not endorse or approve, either implicitly or explicitly, the content of any third party sites referenced in this material. Products and services are offered by third parties and State Farm does not warrant the merchantability, fitness or quality of the products and services of the third parties.